Forest Fire Prevention Serious Game Simulation, CrowdDoing

Recruiting volunteers from across disciplines to connect the insurance industry to preventing risk for all stakeholders through simulation, serious games, and social innovations in the real world that prevent risk.

Prevention derivatives are a framework to address what would otherwise become Tragedies of the Commons.***. Risks of calamity are spread across many stakeholders, from companies to insurers to governments and individuals. Prevention Derivatives are a strategy for each stakeholder to take their fair share of responsibility for the prevention of these risks. Risks are preventable through combinations of social innovations that range from new to long-standing, proven approaches. Prevention Derivatives are designed for each stakeholder [contingent payers] to pay, if they so choose, only for the risk prevention savings that materialize for them.

For example, If stakeholders who face forest fire risks can collaborate to finance the prevention of these risks through social innovation, all stakeholders can be better protected.

Similarly, stakeholders who face flooding risks due to the degradation of coral reef health collaborate to finance the prevention of these risks through social innovation, all stakeholders can be better protected.

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